Investors across the country are building their real estate portfolios with Titan Funding.
200+
$500M+
11.00%
62%
PROJECTS FUNDED
CAPITAL DEPLOYED
AVERAGE INTEREST RATE
PROJECT LEVEL LTV CURRENT AVERAGE
Trusted by Investors Nationwide
Trusted by Investors Nationwide
What You're Getting: The Titan Advantage
It's a Great Vehicle for Your IRA Investment
Look no further than investing your self-directed IRA in real estate. Real estate has historically appreciated over time, which is ideal for long-term investments, like our Fund which has historically had an 11% annualized IRR. Investing in real estate is also a great way of diversifying your investment portfolio and protecting yourself from stock market volatility.
Titan Funding connects you, the investor, with seasoned builders and developers by providing first position real estate debt to the market.
Titan Funding is a groundbreaking niche lender in Flordia with a product offering helping builders and developers to bring much needed housing products to the market. Our product offerings include our flagship Construction program, Fix-n-Flip financing, Debt-to-service-coverage Long Term Notes, Bridge Lending, and Development lending for land acquisition and improvements.
If you would like to see our offering to the market, please follow the link below.
Earn a high-yield return on your capital, with a clear and transparent investment structure.
Asset Class
Attractive Yield
Consistency
Short Term
Hard Asset
Inflation Hedge
Cash on Cash Return
Average Annual Return*
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All Loans are originated through Titan Funding, LLC NMLS# 1179099
Sponsored MLO John Mansour NMLS# 288356
Investing in commercial real estate entails risk. Please review all offering documents for a full set of risk disclosures by calling 855-731-1600 or emailing info@titanfunding.com. Past performance does not guarantee future results. Copyright 2024 Titan Funding.
Our leadership team has decades of hands-on experience in real estate development. This deep industry knowledge gives us a unique ability to assess and mitigate risks more effectively than traditional lenders.
Our credibility comes from our expertiseโwe know the market from the ground up.
Commitment to Integrity:
We operate with a strong commitment to ethical practices. Our foundation is built on transparency and trust, ensuring a clear and honest partnership with every investor.
We build strong relationships with borrowers, attracting a consistent flow of high-quality loan requests that result in more secure opportunities for you.
For informational purposes only and not an offer to sell or a solicitation to buy any security. Any returns, IRRs, or equity multiples shown are projections, not guarantees. Investments may be speculative and illiquid, with risk of loss of principal, and no secondary market may exist. Past performance is not indicative of future results. Any offering is made only through the applicable offering documents and only to qualified purchasers in jurisdictions where lawful. Accredited investors only..
See What You Could Earn Monthly
Takes 30 seconds. No commitment required.
* This opportunity is open to accredited investors only โ individuals with $200K+ annual income or $1M+ net worth (excluding primary residence).
Appraisals. Leases. Financials. Credit reports. Sponsor history. Titan's platform reads all of it and pulls the numbers out cleanly, without manual data entry.
2
Each Deal Gets Scored Across 11 Risk Factors
The same 11 weighted factors. The same rules. Every single loan. No bias toward favorite sponsors. No shortcuts. The same standard applied every time.
3
You Get the Same Risk Report Banks See
Documented. Versioned. Auditable. The report tells Titan whether a deal funds, gets restructured, or gets declined. On request, it's what we walk you through.
Bottom line: AI doesn't pick the deals. People do. AI makes sure those people apply the same level of scrutiny on every single loan, and that you can see the work.
HOW AI UNDERWRITING ACTUALLY WORKS
Here's What Happens
Before Every Loan Funds.
Three things happen on every deal. Automatically. Consistently. On the record.
INSIDE THE AI UNDERWRITING ENGINE
The Same Underwriting Discipline That
Banks & Institutional Allocators Use.
Built from the ground up for private lending. Not a repurposed B2B tool. Not outsourced. Engineered specifically for the way Titan originates, structures, and manages risk on real estate debt.
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End-to-End Deal Intelligence
The platform ingests appraisals, leases, credit reports, financials, and offering memoranda. Converting unstructured documents into precise, actionable data.
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Proprietary Risk Scoring
Every deal is evaluated across 11 weighted factors using a deterministic risk index built specifically for private credit. Same methodology. Every loan.
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Real-Time Risk Detection
The system flags issues across valuation, leverage, sponsor strength, income stability, and market conditions before they become problems.
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Institutional-Grade Transparency
Every analysis is documented, versioned, and auditable, providing a level of clarity and consistency that's rarely available in private lending.
Live Deal Risk Profile ยท The Cortland ยท Manhattan, NY
SUMMARY
2 CRITICAL FLAGS
3 WARNING FLAGS
6 CLEAR
Valuation Risk
Critical
Flag: Inflated appraisal vs. market comps. Mitigant: Independent appraisal required.
Leverage Risk
Warning
Flag: High DSCR vs. peers. Mitigant: Reduce loan amount.
Sponsor Risk
Clear
Evidence: Track record clear, deal-execution proven.
Deal Health Score
72
/ 100
Weighted balance of mitigants. Status: Conditional Pass
Income Stability
Warning
Flag: Unverified income statements. Mitigant: Audited financials required.
Market Conditions
Clear
Evidence: Local market shows stable growth.
Exit Risk
Clear
Evidence: Multiple viable take-out paths.
Documentation
Clear
Evidence: Loan docs complete and verified.
Data Integrity
Critical
Flag: Discrepancy between source documents.
+ 3 More Factors
View Full Report โ
Sponsor Liquidity, Concentration, Construction โ all Clear.
The Same Underwriting Discipline That
11 WEIGHTED RISK FACTORS
Every Deal. Graded Across 11 Factors.
You See the Report.
Most private credit funds tell you the loan-to-value and call it underwriting. Titan grades every loan across 11 dimensions, and shows the work.
01
Valuation Risk
Cross-checks appraised value against market comps and macro pricing trends.
02
Leverage Risk
Stress-tests LTV and debt service coverage against worst-case scenarios.
03
Sponsor Risk
Track record, capital stack experience, and prior project execution analyzed.
04
Income Stability
NOI consistency, lease durability, tenant credit, and cash flow volatility scored.
05
Market Conditions
MSA-level demand, employment, supply pipeline, and pricing momentum factored in.
06
Exit Risk
Take-out paths analyzed: refinance feasibility, sale liquidity, and timing risk.
07
Documentation
Completeness, consistency, and verifiability of every supporting document checked.
08
Data Integrity
System reconciles every figure across docs to flag inconsistencies before funding.
09
Sponsor Liquidity
Personal guarantor strength, reserves, and recourse capacity evaluated.
10
Concentration Risk
Portfolio exposure by geography, sponsor, and asset class continuously monitored.
11
Construction Risk
For development loans: builder experience, budget integrity, and timeline analysis.
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Want the full methodology?
Talk to our team and we'll walk you through how the platform scored a recent live deal.
BEYOND THE TECHNOLOGY
The Best Underwriting in Private Credit, Backed by Real Humans Who Pick Up the Phone
Smart software flags the risks. The Titan team owns the relationship: direct access, proactive communication, and capital invested alongside yours.
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Proactive Communication
Monthly portfolio updates. Real-time alerts on material changes to any loan you're funding. You don't chase us for information. We send it before you ask.
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Direct Line to the Team
Talk to underwriters and principals. Not gatekeepers, not chatbots, not call centers. When you have a question about a deal, the people who underwrote it pick up.
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Decade-Long Relationships
Our credibility comes from a decade of disciplined lending and the relationships we've built with sponsors, borrowers, and investors. Lending nationwide since 2014.